Let's face it. Times are tough these days. Families are cutting their budgets. Businesses are tightening their belts and many people would like to have extra money coming into their pockets. Here are some things you can do to make some extr...

Whether you read this article in the beginning of the year or later in 2010 a great question to ask yourself is What are my financial goals this year? There are so many products and strategies out there from annuities and life insurance to...

In order to build true wealth you have to plan what happens with you money. Dave Ramsey often says You have to tell your money where to go. This is incredibly important and the best way to do that is make financial goal, keep a budget and d...

You understand that to build wealth you need to make goals, a budget and create good financial habits. Right? Okay, you do, but now what habits are good? Which financial habits will help you save more, spend less and get you to retirement i...

If you have read part 2 of this article called The Science of Getting Rich - How Anyone Can Become Rich - Part 2 then you will already have discovered that being creation oriented rather than competitive and; thinking and acting in a Certai...

Why are assumptions important? We all know that life moves on, and prices never stay the same. You therefore need to take account of changes to things like inflation because otherwise your plan will not be accurate. Be cautious It is better...

There is very little point in earning large amounts of money if you are in no position to enjoy or spend your wealth. Many people all over the world today earn large pay checks, but are ironically enough, too busy with their work to give mu...

For the past 50 years, many financial economists and professional investment managers relied upon the concept of mean variance optimization (MVO) to design investment portfolios. The principle was simple: maximize mean return subject to a c...

Each person at some point in his/her life makes a decision that extra income is needed to support the lifestyle being lived. For those people money matters and the time given to make the supplemental income is often equally important. So, t...

Everything in life has foundation or in simplest term, a start. You can imagine a newly born baby from its infancy to adulthood. You will agree with me that, there are series of processes and systems in term of growth that goes along with a...